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closr
1% commission real estate · Alberta
RECA licensed·E&O insured·Paladin Realty
Ask closr AI anything real estate
Commissions · pricing · offers · mortgages · Alberta market
Hi. I am closr AI. Ask me anything about buying, selling, Alberta commissions, mortgages, or how closr works.
marketplace
Listings
Live — updating now
Ask AI about any listing or the Calgary market
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New listings are coming soon. Check back shortly or list your own property to get started.
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Ask closr AI about this property
Ask me anything about this listing — price history, neighbourhood, inspection considerations, offer strategy, or how this property compares to recent sales.
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🔍 Thinking of buying without a realtor?
Closr gives you all the tools — offer templates, condition guidance, price analysis, and lawyer coordination.
Offer activity
0
Soft
0
Hard
reserve not met
Message seller
AI property insights
Monthly payment—
20% down · 5.1% · 25yr
Traditional commission—
closr all-in—
Seller saves—
Full mortgage calculator →
Neighbourhood price trend
Jun '25May '26
Community benchmark data loading...
sell
How do you want to sell?
Both paths use closr AI. The difference is brokerage coverage and protection.
closr brokerage
List with closr
Full AI platform. MLS via Paladin Realty. Lawyer closes. No realtor needed.
1% at close
  • AI pricing & CMA
  • MLS in 15 min via Paladin Realty
  • Lawyer close — $1,200 flat
  • RECA licensed · E&O insured
  • Brokerage dispute resolution
  • Trust account · audit trail
FSBO
Self-represent
Use closr AI tools only. You represent yourself. Legal in Alberta.
$499 flat
  • AI pricing & listing draft
  • MLS posting tools
  • Lawyer not included
  • No brokerage E&O coverage
What type of transaction is this?
🏠
Standard resale
Owner-occupied or vacant
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Estate / executor
Selling on behalf of estate
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Divorce / separation
Joint ownership, agreed sale
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New construction
Builder pre-sale, GST
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Condo / strata
10-day doc review required
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Investment / rental
Tenanted, portfolio, assignment
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Non-resident seller
Section 116 · withholding
⚖️
Power of sale
Lender-initiated, court order
Path comparison
closr brokerage advantages
RECA licensedRegulated by Alberta Real Estate Council
E&O insuranceErrors & omissions on every transaction
Dispute resolutionRECA oversight if dispute arises
Trust accountFunds held by Paladin Realty
Audit trailAll interactions logged and timestamped
Fee structure — who pays what
Seller using closr: pays 1% at close
Buyer using closr: pays their own 1% at close
FSBO seller: $499 flat — no brokerage protection
vs Traditional: ~$19K on $600K
On a $750,000 sale
closr fee (1%)$7,500
Legal close$1,200
Traditional alternative$24,750
You save (est.)~$16,050
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Path
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Co-op
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Launch
Tell us about your property
AI generates your CMA and listing draft automatically. * = required
Add photos
Drag and drop or click — shows in listing preview
AI property analysis
Address lookup
Start typing your address. AI pulls CREB data and comparables automatically.
Comparables found
Awaiting address...
Estimated savings
Complete your details to see savings vs traditional commission.
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Path
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Launch

Property features & condition

These attributes improve AI pricing accuracy and MLS completeness.
Property condition & upgrades
Add-on services (optional — arranged by closr partners)
AI feature impact
Estimated value uplift
Select features above to see AI-estimated value impact.
Services selected
No add-on services selected.
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Path
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Property
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Features
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Disclosure
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Pricing
Property disclosure statement
Required by RECA. Buyers receive this before making an offer. Complete honestly — undisclosed defects create liability.
Known defects & material issues
Are there any known structural defects (foundation, framing, roof)?
Need more room? Drag to expand.
Has the property experienced any water or moisture ingress?
Are there any known electrical or plumbing defects?
Have any renovations been done without permits?
Any insurance claims in the last 5 years?
Are there any encroachments, easements, or title issues?
Have there been any pest infestations (rodents, termites, carpenter ants)?
Any known presence of asbestos, vermiculite, or UFFI insulation?
Additional disclosures
Reserve price 90%
80%85%90%95%100%
Reserve amount —
Minimum you will accept. Offers below this price are automatically flagged. Not disclosed to buyers.
Legal note: By submitting this form you certify that the information provided is accurate to the best of your knowledge. Failure to disclose known material latent defects may result in legal liability under the Alberta Real Estate Act and tort law. This disclosure is shared with prospective buyers via the closr platform.
Disclosure AI review
Risk assessment
Structural✓ No flags
Water/moisture✓ No flags
Permits✓ No flags
Environmental✓ No flags
What buyers see
Buyers receive a summary of this disclosure before making any offer. No yes/no answers are hidden. Detailed explanations are shared in full.
RECA compliance
✓ RECA Property Disclosure Statement requirements satisfied
✓ Timestamped and retained for audit trail
✓ Delivered to buyers via closr secure vault
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Path
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Property
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Features
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AI Pricing
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Co-op
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Launch
AI Price Estimate
Your property · loading comparables...
AI analysis
Comparables: — sales (90 days) · Confidence: —
Savings with closr: calculating...
How this estimate was derived: The AI model ingests 90-day sold data from CREB MLS for comparable detached homes within 1.5 km, weighted by square footage (±15%), bed/bath count, lot size, and build decade. Price bands reflect the 25th (conservative), 50th (recommended), and 75th (optimistic) percentile of adjusted comparable sales. Confidence score reflects comparables density, days-on-market variance, and neighbourhood absorption rate.
Conservative
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Recommended
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Optimistic
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How reserve prices work
Your reserve is a private floor price. Buyers submitting offers see only "reserve met" or "reserve not met" — never the actual amount. AI signals status as offers arrive, protecting your negotiating position.
Challenge a comparable the model may have missed
AI CMA breakdown
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AI confidence score
Comparable sales
Loading comparables...—
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Sale-to-list avg—
Fee breakdown
closr fee (1%)—
Legal close$1,200
Traditional alternative—
You save (est.)—
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Path
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Property
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Features
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Pricing
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Co-op
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Launch
Co-op & listing
Private seller decisions. Your reserve price is never shown to buyers.
How co-op commissions work
0% co-op
No buyer agent compensation. Agents may deprioritize your listing.
1% co-op (recommended)
Market average. Full buyer pool access. Closr keeps none of this.
Disclosed on listing per RECA. Calgary market average: 1%.
Add photos
AI staging activates automatically on upload
📋
RECA Seller Representation Agreement
Required before listing on MLS via brokerage
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FSBO Self-Representation Form
If selling without a licensed agent
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Mere Posting Authorization
Authorizes Paladin Realty to post on MLS
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Showing instructions (shared with buyers who book)
AI listing & staging
Co-op recommendation
At 1% co-op, you maintain full buyer pool access. Calgary market average. Recommended.
AI photo staging
Living room — Remove floor lamp, orient sofa to window
Kitchen — Clear counters to show quartz
Primary — Neutral bedding, remove personal items
Exterior — Mow lawn, potted plants at entry
Listing completeness
Property detailsComplete
Photos0 added
DescriptionComplete
DisclosuresClear
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Path
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Property
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Features
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Pricing
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Co-op
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Launch
Complete & launch
Complete your MLS data and generate your listing description. Nothing is due until your home sells.
MLS required fields
8 remaining
MLS remarks / listing description
CREB maximum: 500 characters for public remarks 0 / 500
Listing photos
📷
Upload listing photos
JPEG/PNG · minimum 6 photos required for MLS · max 25
✓
⚠ Complete required fields and add at least 6 photos before launching.
List price—
closr fee (1%)—
Legal close$1,200
Co-op (1%)—
Total at close—
Traditional commission—
You save—
Pre-launch checklist
0 / 6 complete
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Listing description
AI-generated or manually written
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Photos uploaded (minimum 6)
JPEG/PNG · MLS minimum required
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MLS data fields complete
Legal desc, lot size, title type, heat, basement
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Property disclosure submitted
RECA required · delivered to buyers via closr
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Co-op commission set
1% — adjustable after listing
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Mere Posting authorization signed
Required by Paladin Realty to list on MLS
MLS listingMere Posting — Paladin Realty
PaymentAll fees at close only
Listing preview
LIVE ON MLS
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Your listing address
Community · City
— bed— bath— sf
no offers yet—% co-op
AI pre-launch checks
Alberta standard disclosureComplete
Property conditionNo flags
Mere Posting authorizationReady
RECA fieldsComplete
MLS submission
Submitting to Realtor.ca via Paladin Realty...
Live within 15–30 min
What your savings can do
Mortgage principal paydown—
RRSP contribution—
TFSA top-up—
RESP / college fund—
account
Dashboard
Select listing ▼
Overview
Offers
Listing
My Offers
Saved
Viewings
Messages
Documents
Partners
Closing
Listing is still a draft
Activate to make visible on closr and MLS.
ESTIMATED NET PROCEEDS
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on list price
vs traditional agent
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extra in your pocket
List price
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closr + legal
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Co-op 1%
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Mortgage payoff
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Views
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Soft offers
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Hard offers
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Days listed
Fee summary
closr fee (1%)—
Traditional (7%+3%)—
You save—
Condition tracker
No active transaction — go live to begin.
Viewings
No requests yet.
Open houses
No open houses scheduled.
AI insights
Go live to activate AI monitoring. Views, engagement, and buyer match alerts appear here.
AI buyer matching notifies pre-registered buyers the moment you go live.
Pricing: Set your price via the AI pricing engine to see insights here.
What your savings can do
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Mortgage principal
Lump sum paydown saves on interest
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RRSP
Tax-deferred retirement savings
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TFSA
Tax-free investment growth
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RESP
College fund + 20% CESG
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Retirement
Diversified index fund
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Emergency fund
6 months of expenses covered
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Offer activity
Offer visibility mode
No offers yet
BuyerOffer priceConditionsPossessionTypeAction
No offers received yet.
AI offer analysis
When offers arrive, AI analyzes each one — price vs reserve, condition risk, financing strength. You decide.
Soft offers are non-binding. Buyers see count only.
Hard offers are FINTRAC-verified. AI assembles the purchase contract automatically.
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Listing views
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Saves
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Showing requests
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Offer activity
Analytics insights
Listing must be live to collect analytics. Go live to start tracking views, saves, and buyer engagement.
AI funnel analysis will surface which days and hours generate most engagement and where buyers drop off.
Transaction checklist
○
Lawyers & legal close
closr Legal Network · $1,200 flat fee · Book →
○
Virtual tour & 3D floor plan
Matterport 3D scan · from $199 · Order →
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3D floor plan & measurements
iGuide certified measurement · from $149 · Book →
Legal & close
closr Legal Network
$1,200 flat fee
Book lawyer →
Mortgage
Best rate: 4.89%
5-yr fixed · 25yr
Get pre-approved →
Home inspection
From $450
Book now →
Home insurance
Compare quotes
Get quotes →
Listing details
Price reduction
Messages
0 unread
Loading messages...
Select a conversation
Messages with buyers and agents will appear here.
Document vault
0 pending
All documents
Contracts
Identity & KYC
Offer docs
Closing
📄
Alberta Standard Purchase Contract
⚠ Pending your signature — action required
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FSBO Self-Representation Form
Awaiting signature
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Mere Posting Authorization
Awaiting signature
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Government ID — Buyer
Pending verification
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Mortgage pre-approval — Buyer
Not uploaded
Audit log
All actions logged. Every view, download, and signature is timestamped for RECA compliance.
Account verification
0 / 3
🔢
Identity verification
Government-issued photo ID
✓
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Pre-approval letter
From recognized lender
✓
My offers
No offers yet — browse listings.
Your transaction status
Submit an offer to see your transaction progress.
AI guidance
Complete verification to unlock hard offer submission on any closr listing.
AI pre-qual: Estimated purchasing power $650–800K at 5.1%, 25yr, 20% down.
Verified buyer badge signals to sellers you are serious and finance-ready.
No saved listings yet — browse listings.
My search brief
Viewings
No viewings scheduled yet.
Affordability
Affordability calculator
~$640K
Estimated max purchase price
Based on 32% GDS ratio · 5.1% rate
Full calculator →
Monthly payment estimate
~$2,832 / month
$480K mortgage · 5.1% · 25yr
Down: $120K
Get pre-approved at 4.89% →
Closing timeline
No active transaction.
Statement of Adjustments
Draft · Lawyer confirms at signing
SOA will appear when your offer is accepted.
Closing timeline will appear when your transaction is firm.
Agent Portal
Loading agent profile...
$0
Active volume
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Active buyers
$0
Co-op earned YTD
0
Closed deals
$0
Pending co-op
RECA LICENSED ACTIVE
RECA Notice: This platform is a data aggregation and transactional facilitation engine. Automated compliance markers do not replace a designated broker’s statutory review responsibilities under the Alberta Real Estate Act. Agents maintain full professional liability.
Action required
No action items.
Recent activity
No recent activity.
Pipeline snapshot
Loading pipeline...
Upcoming
No upcoming events.
Represented buyers (0)
Loading buyers...
Draft offer for client
1 Select buyer
Loading buyers...
2 Property
3 Offer terms
Conditions
4 Agent details & compliance
🔑
Upload buyer government ID
FINTRAC KYC — required before submission
✓
Live offer calculator
Updates as you type
$750,000
Offer price
vs list price-$14,900 (-1.9%)
Agent co-op (1%)$7,500
Deposit required (2%)$15,000
Buyer closing costs~$4,200
Est. monthly payment~$3,356/mo
Seller nets approx.~$738,800
Strategy note: Arbour Lake sale-to-list is 99.2% (90-day avg). Offers at list or above have 84% acceptance rate. Adding an escalation clause increases acceptance probability by ~22%.
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Earned YTD
$0
Pending release
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Closed deals
$0
Proj. full year
Transaction history
PropertyBuyerClose dateSale priceCo-op rateCo-op earnedStatus
No transactions yet.
Co-op earnings projection (2026)
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Closed (green)  ·  Pending (blue)  ·  No commission data yet
Lead 0
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Offer out 0
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Closing 0
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Pipeline value (if all deals close)
$0 est. co-op
Realtor profile
RECA compliance & licence
✓
Licence status loading...
Licence class—
E&O insurance—
RECA CPD credits—
FINTRAC AML training—
CASL consent on file—
Documents on file
📄
RECA licence certificate
Upload required
Not uploaded
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Government ID
FINTRAC KYC · Alberta DL
Not uploaded
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Brokerage authorization letter
Required for platform access
Not uploaded
⚠
CPD transcript
Upload when available
Not uploaded
Platform access
API key: agt_xxxx_xxxx_xxxx
Rate limit: 500 API calls / day
MLS access: CREA DDF — read only
Co-op disbursement: Direct to brokerage trust account
Hard offer — step 1 of 3
Verify
Terms
Sign
Identity verification required under FINTRAC before submitting a formal offer.
How are you purchasing?
Identity verification
🔢
Upload government-issued photo ID
Passport, driver licence, or PR card · JPG, PNG, or PDF
✓
FSBO Self-Representation Form
📋
View FSBO / RECA Form
Read before acknowledging
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Pre-approval letter
📄
Upload mortgage pre-approval letter
From a CMHC-approved lender · PDF or image
✓
AI guidance
FINTRAC is a federal requirement for all Canadian real estate transactions.
FSBO form confirms you are self-representing and responsible for your own decisions.
Buyer agent: Enter agent details in step 2. Co-op is paid by the seller at close.
platform intelligence
AI replacing the realtor
Ask anything about your transaction, the Calgary market, or Alberta real estate law.
Quick topics
RECA Notice: AI responses are informational only. Not legal advice.
Calgary market analysis
Powered by Claude
Hello! I have full context on Calgary's current market and Alberta real estate law. What would you like to know?
NW Calgary benchmark (May 2026): $712,000 · 99.2% sale-to-list ratio · 18 avg days on market. Lake communities run 8–12% above city average. Current conditions favour sellers across all quadrants.
live now
coming soon
roadmap
01
pricing
AI pricing engine
Automated CMA using 575+ Calgary MLS comparables and CREB benchmarks. Conservative, recommended, and optimistic price bands with confidence intervals and downloadable PDF reports.
live
02
listing generation
AI listing generator
Questionnaire-to-draft listing. Auto-populates property details, condition disclosures, and tax info. One human review before publish. Generated in under 30 seconds.
live
03
staging
AI photo staging
Floor plan and seller photos generate room-by-room staging recommendations. AI quality scoring for lighting, resolution, and room coverage. Virtual staging renders available.
live
04
offer management
AI offer analysis
Pattern recognition on offer terms, condition risk scoring, and negotiation scenario modelling. Structured data, not agent opinion. Real-time reserve price signalling.
live
05
documents
AI document assembly
Auto-drafts purchase contracts, condition schedules, and seller disclosure forms. Pre-templated and lawyer-reviewed. E-signature ready under Alberta Electronic Transactions Act.
live
06
transaction
AI condition tracker
Automated deadline management for financing, inspection, and title conditions. Escalation alerts before any deadline expires. Full audit trail logged for RECA.
live
07
buyer Q&A
AI listing chatbot
Answers buyer questions without a human — utility costs, zoning, schools, neighbourhood data. All interactions logged for RECA compliance.
coming soon
08
compliance
AI identity verification
FINTRAC-compliant KYC via Persona or Trulioo. Government ID, PEP/sanctions screening, beneficial ownership checks. Phone and email verification included.
coming soon
09
mortgage
AI pre-qualification
Embedded affordability screening at browse and offer stages. Routes to closr mortgage partners at highest-intent moment. Monthly payment estimator live.
coming soon
10
scheduling
AI showing scheduler
Buyer self-books via calendar integration. Sellers approve or decline. No phone calls, no agent coordination. Access instructions delivered automatically.
coming soon
11
buyer representation
AI buyer agent
Guides unrepresented buyers through search, offer strategy, and conditions. Reviews comparable sales, flags overpricing, models counter-offer scenarios. Logged for RECA.
coming soon
12
market intelligence
AI neighbourhood intel
Real-time hyper-local CREB data: price trend by street, days-on-market by type, absorption rate, seasonal patterns. Replaces agent local knowledge with verified data.
coming soon
13
negotiation
AI negotiation coach
Models negotiation moves from offer-to-ask ratios, historical counter patterns, and days-on-market pressure. Presents probability-weighted scenarios. Zero conflict of interest.
roadmap
14
search
Natural language search
Buyers describe what they want in plain language. AI surfaces matching listings ranked by fit score. Draw-on-map search with neighbourhood polygons.
roadmap
15
legal review
AI contract review
Flags non-standard clauses before lawyer close. Identifies unusual conditions or deviation from Alberta standard form. Document version history and audit logs.
roadmap
Document vault
All documents
Contracts
Identity & KYC
Offer documents
Disclosures
Closing docs
Upload documents
🔑
Government ID
FINTRAC KYC · PDF or image
✓
🏠
Land title search
SPIN 2.0 PDF · closr legal reviews
✓
📄
Purchase contract
Alberta AREA standard form · signed
✓
🔍
Home inspection report
CAHPI certified · PDF
✓
Shared document vault
📄
Alberta Standard Purchase Contract
Pending signature
📋
FSBO Self-Representation Form
Awaiting signature
🏠
Mere Posting Authorization
Awaiting signature
🔢
Government ID — Buyer
Pending verification
💳
Mortgage pre-approval letter
Not uploaded
AI document audit log
All actions logged. Every view, download, and signature is timestamped for RECA compliance.
Version history tracks all document changes. No document can be deleted once signed.
Shared vault: Both buyer and seller can view permitted documents in real time.
Messages
Loading conversations...
Select a conversation
Select a conversation to view messages.
brokerage portal — Paladin Realty
Broker dashboard
RECA-licensed · E&O insured · Calvin Hughes, Broker of Record · Full MLS access via CREB
RECA credentials
Licence: BR-0042891
Broker: Calvin Hughes
E&O: ✓ Active — LPA Group
CREA/CREB: ✓ Full MLS access
FINTRAC: ✓ RE-9881234
Trust account: TD Canada Trust
Contact
📞 403-555-0192
📧 calvin@paladinrealty.ca
🏢 204, 1122 Kensington Rd NW, Calgary AB
⏰ Mon–Fri 9am–5pm MT
Active listings
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In condition
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Volume YTD
$0
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RECA status
Clear
No open items
AddressStatusList priceCo-opOffersAction
Loading listings...
AI compliance monitor
No flagged interactions — all advisor logs reviewed. No instances of advice or negotiation detected.
FINTRAC status: Both listings verified. Identity checks logged for all hard offer attempts.
Documents: All Mere Posting authorizations signed and on file.
tools
Savings & mortgage calculator
Calculate your savings and get connected to closr's mortgage partners.
Mortgage partners
Updated May 2026 · OAC
TD Bank
4.89%
5yr fixed · 25yr
✓ closr partner
RBC Royal Bank
4.94%
5yr fixed · 25yr
✓ closr partner
MCAP · Best rate
4.79%
5yr fixed · 25yr
✓ closr partner
closr earns a referral fee · OAC · Insured (CMHC)
Commission savings
You save $8,800
Traditional: $19,400
closr all-in (1% + 1% co-op): $10,200
Savings invested 6% x 25yr: ~$37,700
Mortgage estimate
~$2,832 / month
$480K mortgage · 5.1% · 25yr
Down: $120K
Get pre-approved at 4.89% →
What your savings can do over time
$8,800 savings invested vs. traditional commission paid — 25 year projection
Savings invested @ 6%
Traditional commission cost
$37,700
TFSA @ 6% in 25yr
$4,400
RRSP refund (~50%)
$67,100
Retirement @ 7% in 30yr
account
Settings
Settings
Account
Notifications
Privacy
Appearance
Account
Your closr profile and verification status.
Phone verification will be required for hard offer submission in a future update.
Upcoming verified fields
These fields are not yet active. Verification expands buyer credibility and unlocks faster offer acceptance.
closr AI
Real estate assistant · Alberta
Hi. Ask me anything about buying, selling, commissions, or closr.